What Is Medicare Advantage?

Medicare Advantage is a public-private partnership where health insurance providers deliver comprehensive medical coverage to Americans over 65 and individuals with disabilities, covering everything fee-for-service Medicare covers and more. In addition to hospital and physician coverage included in fee-for-service Medicare, Medicare Advantage provides affordable coverage by capping out-of-pocket costs and many Medicare Advantage plans offer additional benefits that fee-for-service Medicare doesn’t cover. These benefits include integrated vision, hearing, and dental benefits, wellness programs, in-home caregiver support, innovative telehealth options, and comprehensive prescription drug coverage. Medicare Advantage has strong bipartisan support because it is a prime example of the government and free market working together to deliver lower costs, more choices, and better outcomes for the American people. Today, more than 33 million Americans — more than half of all those eligible for the program — choose Medicare Advantage because it delivers better services, better access to care, and better value.

Better services, better access to care, and better value.

 

 

Who are Medicare Advantage Beneficiaries?

Medicare Advantage serves more than 33 million Americans 65+ and people with disabilities. More than half of all those eligible for the program choose Medicare Advantage. That includes more than half of all Medicare-eligible Hispanic and African American individuals. Women make up 57% of Medicare Advantage members. Nearly 40% of Medicare Advantage enrollees make less than $25,000 per year, and 4 million enrollees live in rural communities. Many of these individuals might not be able to afford the out-of-pocket costs of fee-for-service Medicare.

Why is the Coalition Working to Protect Americans on Medicare Advantage?

Medicare Advantage keeps seniors and people with disabilities healthier, outperforming fee-for-service Medicare in 10-of-11 preventive measures. The Coalition and our members are dedicated to protecting and strengthening the better services, better access to care, and better value that Americans deserve. To protect and strengthen Medicare Advantage, we’re making our voices heard from our local communities to Washington, D.C.  Join us!